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Monday, November 17, 2008

Remove Cavalry Portfolio Services From Your Credit Report

By Justin Hutto

You must dispute a negative item from Cavalry Portfolio to remove it from your credit history. This is done directly with the credit bureaus.

You are telling the bureaus that you do not agree with the accuracy or validity of a mark when you file a dispute. Upon receipt of a valid dispute letter the bureaus will investigate the mark.

The bureaus will contact the creator of the mark and ask them to verify the account. They will then check the dates and amount of the debt.

If the mark is not verified it must be removed from your credit report. It is common for investigations to result in the removal of bad credit items.

You can make a dispute letter yourself or you can hire a credit repair service. If this is the only bad credit item you want to dispute we recommend creating your own letter.

However if you have a number of bad credit items you want to dispute on your credit report we suggest hiring a service. A service can use advanced dispute techniques to remove a mark if it is verified.

Who is Cavalry Portfolio?

They are a collection agency. They will purchase debt and collect for themselves or they will collect on behalf of a financial institution.

However they do offer contact information for individuals that want to comment about Cavalry and their collection methods. Most agencies will try to avoid customers and their feedback on their business.

They provide Todd Tipton as a contact his email is ttipton@cavps.com and his phone number is 918.665.5686. They claim to work with their customers to come to an agreement for repayment.

There are times when an account will go to collections due to a lender mistake. This is not uncommon and you will start getting communications from a collection agency.

You will not be able to explain to them that the lender made a mistake. Instead you will have to dispute the negative mark with the credit bureaus.

In sum a negative item from Cavalry Portfolio can be removed from your credit report. You can dispute this mark and erase it.

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