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Friday, December 12, 2008

Getting Cheap Car Insurance

By Susan Tanner

Not knowing the right methods and procedures can be a big hassle to getting the best, right, and cheapest car insurance quotes for yourself, especially if this is your first time doing so, whether for yourself or for someone else.

One should always start with a proper planning. Contacting different auto insurence companies by calling them is a good option to start with. One can easy get the contact details of these companies from business directories or from online telephone directories. But you should always know what you actually require before you proceed.

You can also get instant car insurance quotes by submitting your data online. After processing your information, these companies will send you your insurance quotes to your registered e-mail address. Some will even mail the quotes to you, if you choose.

Once your required plans are known to the auto insurance companies, they send you the best and cheap car insurance quote as they already understand that you must be followed by a lot of their competitors. This is the sensitive point where you have to short list all these plans and then choose the ones that lie most near to your desires.

Call these companies back and ask if they can do any better. Pretend you're still shopping around for quotes. Ask for age discounts, membership discounts, even club or safe driving record discounts. There's a lot of discounts out there - make sure you get them all!

Keep in mind how much you have to spend each month on insurance when you negotiate with the companies. You should have a couple quotes by now, so start thinking about which ones you would like to choose in the end.

When you finalize your decision, let the company know. However, try a last-ditch effort to negotiate to get them to give you as much as they're willing to do. Be polite and courteous, and perhaps they will help you out with lower rates and such.

Hence in the end one has to ask for discounts before finalizing the decision. It is vastly noticed that a little haste in financial services can miss better opportunities and services that one might avail from financial organization. By following the methods step by step one makes sure that he/she got the cheap car insurance quote with better policies and attractive benefits.

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