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Friday, December 5, 2008

Money And Stress - Find Hidden Money, Time And Simplify Your Life

By Christina Helwig

Take a good look around your life. Are you living efficiently? Can you simplify the processes you use to complete your daily activities? How cluttered is your house? Your office? Your schedule? Your finances, etc.

Simplification is about easing the burden that normal everyday life places on you. When you simplify you are cleaning up and taking away pressures and or things that get in your way. You cannot think clearly and focus on your goals if you are stumbling over children's toys, laundry or a stack of "stuff" that you do not actually use.

To have a clear mind and the freedom to use your time efficiently to you need to simplify your life. You need to get rid of all the "junk" in your home that you have to move around for no reason. Right away you should clear yourself a work space in your home. This space needs to be completely yours and clean at all times. This area should be quiet and preferably be somewhere that you can shut a door and work by yourself.

In addition to cleaning up and simplifying your home you should take a good look at the activities that you have committed your time to. Often in the soccer mom culture we over-extend ourselves time wise. We say "yes" to dinner with a friend when we really just want to have a night off. We over schedule our children's schedules and by default our own time since we are responsible for driving them around and preparing them for events.

What have you said yes too lately that you don't really want to do? Make a list of all your activities and cross off ones that are not important to you. This includes doing things like the grocery shopping. In many cities you can pay a small fee and have all your groceries ordered online and delivered to you. The hour and a half to two hours you used to spend at the grocery store can now be spent working on your purpose. Continue with this activity until you free up over 15 hours a week to spend working on your goals.

If you are married see if the chores are evenly spread between you and your spouse. If they are not - redistribute them evenly. Both partners deserve to have free time to work on their purpose. By sharing responsibilities as a team you allow each other to experience the bliss of working on projects that are dear to your heart.

An area that always needs serious attention is your personal finances. Are there things in your budget that you do not need or really don't have the money for? Are you paying for t.v. channels that you do not watch? What about your home and cell phone? Do you actually use both? Can you switch car insurance to save money? How much food are you buying that just ends up being tossed out? If the family won't eat a certain food, then don't buy it.

Simplifying is purely to take stress off your systems: mental and financial. The extra money that you "discover" once you have reduced your commitments, you will use to work towards your goals. While before you might have believed that you could not afford to allocate anything towards your goals . . . simplification will give you wiggle room in your budget to afford to start putting money towards the projects you care about. Even if it you can only find $50 a month to spend on your goals that is a wonderful start. Over time you will make choices and decide whether a going out for dinner or putting that money towards your purpose is the right decision.

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