Green Dot Credit Card - Review
The Green Dot Visa is a prepaid debit card. Often this is used by individuals that do not have a bank account.
Card holders receive free direct deposit; this can save you money on expensive check cashing fees. It is accepted at millions of locations world wide.
There is no bank account required or credit check. It does have a monthly maintenance fee of $4.95 but this fee is waived if you deposit $750 or more monthly.
It is accepted online and over the phone. You can access your cash at almost one million ATM's world wide.
It does have a reload fee of $4.95 when you use MoneyPak. Common criticisms are; the amount of fees and poor customer service.
These are purchased at retailer locations such as Walgreens, Wal-mart, Kroger, CVS and more. There is also a $2.50 ATM Withdrawal fee and a $9.95 activation fee.
This card is issued by Columbus Bank and Trust Company and comes as a Visa or MasterCard.
They do offer an upgrade to your account for Premier Membership at a cost of $20. This will give you priority customer service.
You can purchase this card at many retail locations or you can complete an online application and your card will be mailed in 7-10 business days.
Parents have found this card useful to teach their children money management skills. Additionally it is an easy way to send students money that are away at school.
This is a much safer alternative to carrying cash. Also your money is protected should your card ever be lost or stolen.
It can be used to pay bills and keep track of your spending. It is also an effective way of staying within a budget.
In sum we do not suggest this card. We are alarmed at the extra fees for priority customer service. We feel that when it comes to your hard earned money everyone is entitled to priority service.
Card holders receive free direct deposit; this can save you money on expensive check cashing fees. It is accepted at millions of locations world wide.
There is no bank account required or credit check. It does have a monthly maintenance fee of $4.95 but this fee is waived if you deposit $750 or more monthly.
It is accepted online and over the phone. You can access your cash at almost one million ATM's world wide.
It does have a reload fee of $4.95 when you use MoneyPak. Common criticisms are; the amount of fees and poor customer service.
These are purchased at retailer locations such as Walgreens, Wal-mart, Kroger, CVS and more. There is also a $2.50 ATM Withdrawal fee and a $9.95 activation fee.
This card is issued by Columbus Bank and Trust Company and comes as a Visa or MasterCard.
They do offer an upgrade to your account for Premier Membership at a cost of $20. This will give you priority customer service.
You can purchase this card at many retail locations or you can complete an online application and your card will be mailed in 7-10 business days.
Parents have found this card useful to teach their children money management skills. Additionally it is an easy way to send students money that are away at school.
This is a much safer alternative to carrying cash. Also your money is protected should your card ever be lost or stolen.
It can be used to pay bills and keep track of your spending. It is also an effective way of staying within a budget.
In sum we do not suggest this card. We are alarmed at the extra fees for priority customer service. We feel that when it comes to your hard earned money everyone is entitled to priority service.
About the Author:
We suggest the prepaid Account Now Visa www.accountnow.com for a review visit us or for a review of the prepaid Baby Phat Rush Card.
posted by Credit Counseling at
4:29 AM
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