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Monday, February 23, 2009

Switching Car Insurance Can Equate To Extra Money In Your Pocket

By Susan Tanner

Recently I had watched a one hour segment on television and was shocked to notice how many insurance commercials appeared in that short amount of time. I have to admit that it was quite annoying. With so many choices, I also worried the process might be difficult or confusing.

While hearing ads for various companies, I wondered to myself if lower premiums meant less coverage. Surely it did. How could someone save money and not give up anything in return? I was skeptical about the claims to save money so I investigated it myself.

First, let me explain that I reside in a small city with about 2500 people in it. There are understandably not many choices in our town available for car insurance. Actually, my spouse and I had our vehicles insured by the people that my parents and even grandparents used. But after watching these intriguing commercials, I decided I should look into changing my car insurance options.

I recorded the info I needed to contact the companies and was pleasantly surprised to see that I could get a quote online. Surprisingly, it was a very simple process. It took less than a quarter of an hour to complete the whole application. Secondly, I was informed that I could indeed cut my premiums!

As a matter of fact, I would be eligible to save $350 per year. That averages out to $29 per month! That may not sound like a great deal of money to some but that is $29 in savings or time out to dinner with my family!

I investigated further and discovered the coverage would be equal to the coverage with the alocal guy.a Cheap auto insurance did not mean cheap or minimal coverage! This is certainly a time of struggling economy and saving money on any level was certainly attractive to me.

My wife and I decided to give it a try! We selected a company we were comfortable with and signed up. The savings were real and the company has wonderful customer service! The customer service is top-notch, just like the local companies. I do not see a downside to this decision.

I am glad I watched the television program that night. I am glad I decided to investigate further. Most of all I am glad we have saved an average of $29 per month! The amount in our savings account has increased. We have also gone out to dinner a time or two. It has been a positive decision for us!

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