concumer credit counseling service/debt relieve services?

which have been better, i have debt in entrance of 28,000 from propagandize loans as well as credit cards, as well as i desire to buy ahouse soon, i need counsel ay them off in the subsequent 2-3 years, assistance me, how should i proceed, i slope intend the give of 28,000 becuae of my credit, as well as i have glorious money.