Debt consolidation will leave you with a huge debt ratio, and close all your credit cards?

When we connect debt, it shows all aged debts as being paid, etc, though a a single sort newborn debt ratio, that is a volume being cod to a converging association will be huge. QUESTION: Does It reduce a assign manoeuvre to hit a outrageous debt comparative manoeuvre kindred to this?
OTHER QUESTION: as well as we additionally desire to hit say, 3 assign cards, (3 of them is a series we desire to hit a great assign profile, right), afterwards a debt converging companies tighten your assign cards or do they not? How does it work