Debt settlement!?

I sent my creditor a authorised time of debt allocation which we would compensate in a pile sum, my debt .30 to a dollar. as well as If they were peaceful to cipher send me a time stamped in agreement! How prolonged do they have respond? It has been a week. Should we keep promulgation them a letter..? am we upon a right track.
I am usually 19, as well as desire to bushel my mistakes we finished with threefold assign cards we finished final year! additionally how will it demeanour upon my assign if the paid?

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