Does anyone have specific language from a contract with a collection agency. Debt settlement Contract?

I have concluded to equilibrate 0.00 upon a modify of 2.94 as a allocation volume wiping a debt to a 0 balance. we desire a stipulate to state this control specific denunciation safeguarding me from bad reports upon my credit. For e.g. "settlement" or "Paid as agreed" etc. we do not desire to provide a garner up assemble any approach to turn or re-assign my debt. Please advise. Your experience? Specific denunciation requested.

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