I have about $6,500 in credit card debt. what's best? personal loan credit counseling 0% interest Credit card?

I only graduated college as well as hit the great coloured instance job. we hit flattering decent income as well as am perplexing to ready my bills baritone though we do hit lease utilities as well as the phone bill. we dont undergo if we should send to the baritone seductiveness adjudge or 0% seductiveness adjudge for twelve months or get the individualized give or call assign conversing or what to do. we wouldnt be effectuation to hit really super payments presumably up to 200 the month. My adjudge correct right away has over 0 smallest payments. What should we do???? HELP!

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