Are Credit Counseling companies really just friendly Debt Collectors?

I’ve used credit conversing companies to equilibrate off my debt in the past, as well as it works. But now, I’m the small older, as well as we study the small wiser. My partner is now profitable his debts by the azygos of these "non-profit" companies, as well as we do not feel as gentle with it. Here’s why:
1. The smallest payments upon the credit cards do not appear to be lower.
2. The seductiveness rates have been not rattling low. When we went by the azygos of these programs my APRs were lowered to in between 1 as well as 5%. His have been still as tall as 15%.
3. They do not share the "fair-share" dollars with us. — that is where we intend my Debt foodie logic. Essentially, the Credit Card Company is PAYING this Credit Counseling association to pick up the payments. And afterwards the Counseling association is charging us even some-more to turn the payment. Seems kindred to the tender deal…