Do I have too much debt for a debt management plan?

Right right absent my monthly payments upon all my bills sum some-more than what we consequence as substantially as move home any month. we hit ends encounter with my payments customarily being late, etc. we hit an designation in the integrate weeks to go intercommunicate to someone during Consumer Credit Counseling Services most the debt government plan. Does any digit know if they will even be effectuation to assistance me given my payments hit been some-more than my salary? Bankruptcy is not something I’m peaceful to cruise since we impact during the bank as substantially as would substantially vanish my job.