How do I eliminate my debt w/o destroying my good credit score/history? … continued…?

Anyway, we additionally have most a K credit extent upon a azygos Circuit City Rewards VISA thru CHASE BANK with NO debt during all. The superfluous disproportion is essentially citibank checking as substantially as debt of most K (BANK CHECKING CREDIT LIMIT k) as substantially as a 4% seductiveness automobile loan of most K (final 5yr remuneration of 7 Jan-2009). What do we do? My FICO manoeuvre final time we patterned was around 720 behind when we was most K reduction in debt. we still make use of a azygos credit label for gasoline which is my Citibank VISA label which is most to strech a credit limit. we have had 0 credit inquiries in a past dozen months. we was additionally wondering if we should occur to determine with my alternative upon submitting applications online for SEVERAL credit game is which if we should do every during once exclusive of minutes?… or does requesting for a same program of game which we wish widespread out in polymorphous days even matter? we theory what I’m unclear to communicate if a credit inquiries done tighten unitedly would start my credit manoeuvre less/more negatively? What do we do???