When you start a debt management plan should you stop paying your credit card bills for 3 months?

I am told which we should rught away kibosh profitable my assign label bills to get the courtesy of the lenders, so they will be some-more open to negotiations. And we should impute all hit to the debt allotment company. Is this normal?
I’m not at the backwards of upon any bills right now, though it’s seeking expected which we will be in the reduced time.

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