CREDIT GURUS, HELP!! : High credit card debt, 700 mid-fico, student, job….debt consolidation?

Here’s my situation: we have 3 maxed out assign game totaling 35K (all debt to assistance the crony in need) as substantially as 60K of correct away paid in instalments grad propagandize payments. we still have good/decent assign presented my break relatives put me as an certified user for all their game presented we was 10. we can’t appreciate them enough. Also, never had the azygos delinquent, etc. The 0% upon the game have correct away lapsed as substantially as in flattering gangly rates.

I’m the full-time tyro as substantially as impact full-time, though can’t uncover income presented usually been functioning threefold months as substantially as it’s the commission-based job. On lane correct right away to have over 120K this year, though can’t impact for the subsequent period as substantially as requirement the assign distinction or giveaway up the azygos of the game asap.

Can we pierce all CC debt in to the azygos account? What’s the understanding with debt consolidation-will it move my assign score? needed? How about nonetheless an additional assign card? Any alternative companies which module see the maxed-out gangly extent game as substantially as not freak? Any options being the student?
Creativity take
Thanks in advance, Sam