Is a masters degree in counseling (psychology) worth the risk of being stuck with student loan debt?
I am half realised earning an AA degree. we am the genuine A tyro with the great discernment of self fortify as substantially as self-determination. we desire to event an BA in science from USF as substantially as afterwards the Masters in conversing during the California Lincoln to turn possibly the Mental sickness authority or the Marriage as substantially as Family counselor. we am the initial epoch tyro so the deadlines as substantially as processes crapper be discouraging during times. we filled out the FAFSA (Free Application for Federal Student Aid) as substantially as hit perceived the full Pell Grant (,300) as substantially as the Florida Medallion present for my swell in tall advertize (100% fee during community college, 75% land Lincoln until we event the BA). So, we am flattering destined which we will be effectuation to effectuation the BA, though we am not so destined most existence effectuation to effectuation the MA. Just the toll of assemblage for authority advertize is most some-more than we could hit in the year even if we could encounter the job. Is it plausible to intend sufficient scholarships to account an MA though some tyro loans?
I listen to of the lot of people who hit warranted masters who cannot equilibrate off their tyro loans since they crapper not intend the motion they lerned for. All of their tough impact in college has advance to low profitable jobs as substantially as the outrageous debt. we am fearful of existence the single of them. we unequivocally desire to aspire to this field. Psychology is fundamentally "my thing". I’m not posterior this evaluate for money, though we do desire to hit the family as substantially as be gentle as substantially as be effectuation to await my occurrence childrens’ college education.
Pursing this margin will hit me happy though not if we can’t await myself let lonely the family. we consternation if we should only event the bachelors in the margin with improved motion confidence as substantially as the improved salary. we additionally consternation if this doubt is proxy – if the manage to buy will intend improved as substantially as grant for me to intend the motion in the margin of psychology.
I hit seen my relatives operation with debt as substantially as we undergo which we do something which interests me isin’t value debt which we won’t be effectuation to equilibrate off. So do we scapegoat years of study as substantially as monetary fortitude to turn the authority so we crapper be confident with my impact life? or do we scapegoat my seductiveness in science for monetary fortitude so which we might be confident with my love/family life?
Thank we for occasion of the accumulation my long, anxiety-attack of the question. we would unequivocally conclude an answer from someone who has been by something identical recently. Because we am the first-gen tyro we do not undergo some one who crapper resource me with this question.
Money will not automatically advise compensation to my life, though what i’ve schooled by family knowledge is which compensation is not plausible if we hit been every the time struggling to event the living.
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