A catalogue I have an account with are threatening to pass my debt to debt recovery what does this mean?

Hi

I am in utterly the lot of debt, not helped by the actuality that we am now unemployed. we did still verify counts in to my possess hands by contacting every the companies we due income as substantially as substantially as negotiating turn payments, in the lowercase cases seductiveness as substantially as charges were stopped. There hit been still the couple of companies who module not accept my offers of remuneration as substantially as demand we give them an volume we cannot manage. we detected the phonecall currently from the class we owe income to, they contend that if we cannot compensate what they wish they module pass this debt onto the debt liberation company, module this meant bailiffs or some-more negotiations of payment. Really do not wish bailiffs during my doorway receiving my things most of that my relation as substantially as we hit saved tough to buy.