debt Consolidation loan? help please?

o.k i have the sum debt of 00 in every my assign cards! o.k, though infrequently i cannot keep up with every the payments beacuse it’s alarming presented every the due dates have been in oppositeness dates! as substantially as it would be simpler to have only 1 cushy payment, if we get the loan of 00, as substantially as equilibrate every my cards! + terminate the accounts

is it the great idea?

and i would similar to to undergo if those tyoe of loans turn your assign score?

any advice? thanks