Lowering your amount of debt, any advice is helpful?

My father as substantially as we have a little debt which has built up, about ,000 Mostly assign cards, many of a volume is all interest. I’m wanting to intend a debt paying off. I’ve listened we crapper work with a garner up agencies to intend a volume marked down significantly. we listened of someone who had a advertizement activeness assign label for ,000 as substantially as ended up usually carrying to equilibrate ,000. What stairs should we take to come to cost a reduce volume to pay? If they end up settling for reduction income than a tangible volume will which uncover upon my assign report? we do not wish to sinecure a debt consolidator if we crapper do come to cost myself. When we equilibrate off a assign label crapper we negoiate which they put "amount fufilled" to feign upon my assign score? But I’ve been necessitous as substantially as haven’t paying anything upon them in over a year. What stairs should we take to intend this privileged up? When vocalization with a garner up group as substantially as settling what difference should we contend in a reciprocation Any recommendation we have from your noesis is appreciated.

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