Any comments on experiences with Debt Negotiation firms, firms that claim to reduce one's credit card debts?

After a divorce, my debts with credit adjudge companies, generally with brand newborn increasing smallest payments have been unachieveable, as well as I’m hunt for service – these companies explain that,for a fee, 15% of a negotiated sum = typically 50 – 60% of a fantastic balance, they module come to terms with a credit adjudge companies as well as we compensate a obtuse amount, something we can effectuation – have been they for genuine as well as do they work?