Any comments on experiences with Debt Negotiation firms, firms that claim to reduce one's credit card debts?

After a divorce, my debts with assign label companies, mostly with brand new increasing smallest payments hit been unachieveable, as substantially as I’m hunt for service – these companies explain that,for a fee, 15% of a negotiated assets = typically 50 – 60% of a fantastic balance, they will become to cost with a assign label companies as substantially as we compensate a obtuse amount, something we can effectuation – hit been they for genuine as substantially as do they work?