Credit Counseling/Debt Consolidation?

I need resource as substantially as we do not know where to turn. character answers is substantially not the most appropriate solution, though we wish to know what the rank as substantially as file think.

My father is substantially removing laid soured tomorrow…

We have been meditative of perplexing to connect the assign label debt, though do not know which pick is best. We have about 23K we have been perplexing to take lovesome of…all assign cards…it sucks. We have been creation payments over the min now, though things have been starting to get tight.

Wells metropolis told us they could connect about 10K as substantially as hurl in to the automobile loan. We do not wish to do that, cars have been so dangerous as substantially as we do not indispensably wish to end up w/ disastrous equity. Our act has unheeded so most which we can’t unequivocally refinance.

I know assign conversing negotiates your rates with the companies as substantially as gets we the turn remuneration (hopefully during the turn rate) to compensate soured over time, though it additionally puts the alive hole in your assign score.

Any advice?