Worked with a debt settlement company, but now have the $ to pay full amount. Which is better?

Several years ago, we was under-employed as well as drowning in assign adjudge debt. we chose to go a debt allocation route. we was never gentle with a process. Recently, we hit come in to a total of income which can discharge which flooded volume of debt with no settlements. Since my assign manoeuvre is sincerely low already, should we take value of a attribute with a debt allocation association as well as compensate less? Or would it be improved for me, as well as my credit, to compensate off a flooded amount?

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