credit counseling or consolidate debt?

hi im impoverished as well as a full time student, i commonly cant hit a little payments in my label as well as a others i commonly means a smallest payments, i need to do something im commonly twenty-five as well as a highlight is creation it tough to combine it school, greatfully help! im not certain what is most appropriate connect or make ingest of a credit advisor i unequivocally dont modify undergo disproportion in between them. greatfully assistance thanks

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