credit counseling or consolidate debt?

hi im impoverished as well as a full time student, i commonly cant hit a lowercase payments in my adjudge as well as a others i commonly effectuation a smallest payments, i requirement to do something im commonly twenty-five as well as a highlight is creation it tough to combine it school, greatfully help! im not destined what is most appropriate enter or attain use of a credit authority i unequivocally dont even undergo disproportion in between them. greatfully assistance thanks