Debt Consolidation Loans for people who don't have homes and have extremely bad credit.?

I owe about 10,000 upon sanative bills as substantially as about 5,000 upon alternative unsafe items. we consequence about 40,000.00 prior to taxes. Is there the association who can as substantially as will give me the debt converging loan with bad credit as substantially as no homeownership? we am unclear to resource myself.

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