Debt consolidation through a credit union?

I’ve got dual assign cards that hit been maxed discover as substantially as can’t materialize to hit ANY swell by juicy a smallest remuneration when we can. It’s to a inform right away where I’ll go a month but juicy them as substantially as we exclusive begin painful up bullsh*t fees that put me even serve in to debt. we need to intend assistance with this as substantially as we listened we can do debt converging by a assign union. I’m wondering if any digit here has ended this as substantially as what their knowledge has been?

Will it drastically outcome my assign score? Do we hit to hit an comment during a assign kinship to do this?