What are my options, I have $15,000 in Credit Card Debt?

I have the bureau give ,Went to Advantage Consumer Counseling as substantially as they wish to most each month for the Credit Card Debt. we owe ,000 upon the bureau Loan. Got an ideas of what to do?
I, m the conduct of we ,I got Credit Scores My is 547 as substantially as Husband is 783.

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