Best advice to someone with $100k in revolving credit card debt?

We hit a crony which told us only a deciding period which her as beatific as her father hit been drowning in assign label debt. He earns a great vital as beatific as they hit been both caretaker cold people. But she pronounced they equilibrate 00 – 00 a period in assign label payments as beatific as hit over 0,000 in balances. you overtly couldn’t hold it.

My initial intent was to cruise bankruptcy, though she was 100% opposite it. you additionally listened about debt converging clinics. But they suggest you NOT to equilibrate your debts for months during a time, afterwards become to terms a turn allocation so which a assign label companies can misinform essay you off as a loss. But this ROYALLY screws up your assign as you can imagine!

This incident got me as beatific as my mother thinking, as you hit a satisfactory share of assign label debt as well. So on crowning of refinancing your residence for a 5th instance in 5 years, borrowing income from Aunt Edna, or creation smallest payments for 60 years, what is a most pertinent approach to get out of assign label debt???