I need a good debt consolidation or loan….Any ideas?!?

I hit bad credit cod to the little bills we couldn’t compensate when we mislaid my job. However, they won’t let me hit payments they desire the sum pile sum that in sum would be around 00. Anyway, we can’t get the give so we was wondering if some a azygos knew of the legit converging association in sequence to mix all my bills so we can hit a azygos payment??? Or if we hit some alternative suggestions greatfully let me know….I’m unfortunate we emotion owing.
Also, what happens if we get sent to court???

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