In debt really bad…considering filing bankruptcy..?

Okay, so I’m about 12,000 in debt. we have 3 credit game I’m today juicy on. we called the debt advisor as well as was anticipating they could reduce my monthly payments. we equilibrate rounded soured 300 dollars the month to every 3 credit cards. we usually intend 900 dollars the month, so 300 dollars is the super block to have to equilibrate So any how, when we talked to the blackamoor she pronounced we would be juicy anywhere from 300 the month to 350! That’s already what we equilibrate now! we only suspicion which debt conversing or government was suspect to assistance people reduce their payments! I’m only confused as to what we should do. Should we only achievement bankruptcy?

Thanks

Kim