With the help of a debt settlement company I settled with a creditor for less than I owed.?

What happened to the superfluous amt as well as how will this feign upon my credit report? Also. an added creditor which we have, sole the acct to the garner up group as well as the amt which they have been unclear to garner up is for the most aloft amt, roughly double. Can this happen? we will never be effectuation to compensate this off.