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Wednesday, February 18, 2009

Don't Overpay Purchasing Business Checks - Save 50% Online!

By Brad Ziegler

You're almost out of checks and before you run dry you may be thinking about running to the bank. But you can order checks online and save the middleman bank markup. There is no need to let the bank profit from your purchase.

Your bank marks up the price of checks before they sell them to the customer. By purchasing direct, the middleman is cut out and you put the difference into your wallet. Oder checks online through your computer and save taxes, time and gas.

Another feature is that you get to look over a more varied and a greater variety of check designs than you would had you been relegated only to the banks offering. The abundance of categories offer many choices.

By ordering direct you'll save about 50%. Personalized check quality is equal or better than that you'd get at your financial institution, delivery is fast, security details in the check comply with all bank standards. There are a larger selection of designs, categories and motifs.

Checkbook covers, matching address labels and contact cards as well as various check formats are offered as well. Side tear, top stub, 3 to a page formats and many other formats are available. Note that when you write your checks that your drafts are covered. Check registers in simple to read and record formats make that possible.

A payee that accepts a check will typically deposit it in an account at the payee's bank, and have the bank process the check. Occasionally, especially if the payee wants guarantees that they funds are good will take the check to the branch of the drawee bank, and cash the check there.

When a check turned down at the drawee bank (because there are insufficient funds for the check to clear), it is said that the check has bounced. Another situation that may arise is that the drawee bank returns the check to the bank that it was deposited at because of non-sufficient funds.

Bounced checks make money for the banks via steep service charges. It can be extremely depressing whey one gets a steam of bounced checks because of deposits that do not clear.

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