I have about $6,500 in credit card debt. what's best? personal loan credit counseling 0% interest Credit card?

I only graduated college as substantially as have the great coloured time job. we have flattering decent income as substantially as am unclear to ready my bills low though we do have engage utilities as substantially as the phone bill. we dont know if we should beam to the low seductiveness label or 0% seductiveness label for dozen months or get the personal loan or call credit conversing or what to do. we wouldnt be means to have rattling large payments presumably up to 200 the month. My label correct right away has over 0 smallest payments. What should we do???? HELP!