Debt consolidation loan for military with bad credit?

Joined a Navy this year as substantially as we am an E-4 in a Nuke program. we requirement to get a converging loan or a lowercase sort of something to straight my assign up. It’s in a 400s. we know, that’s intensely bad. we didn’t catch a debt though. My mom took out about 6-8 assign cards as substantially as a azygos loan in my name. It’s in my name so we requirement to verify caring of it. (No I’m not play to verify to court my mom as substantially as no she doesn’t hit a monetary obligations to assistance me compensate them off.) we requirement to undergo what my options hit been in parcel this up. Navy Fed won’t even provide me a loan (my bank). we would kindred to to hit a money amount as substantially as compensate everybody off. Most of them noticeable they would behindhand lane upon my assign so a longed for payments as substantially as what not do not uncover upon my assign report. That would be great, though we do not undergo anywhere to go to get 000-13000. You would consider being in a troops things would be most simpler in accomplishing, though no. If there is any one out there who has a lowercase functional information, greatfully help. Thanks