Debt consolidation loan for military with bad credit?

Joined a Navy this year as well as we am an E-4 in a Nuke program. we need to get a converging provide or a lowercase sort of something to transparent my assign up. It’s in a 400s. we know, that’s intensely bad. we didn’t catch a debt though. My mom took discover about 6-8 assign cards as well as a azygos provide in my name. It’s in my study so we need to verify caring of it. (No I’m not play to verify to suite my mom as well as no she doesn’t have a monetary obligations to assistance me compensate them off.) we need to undergo what my options have been in clearing this up. Navy Fed won’t modify provide me a provide (my bank). we would similar to to have a pile amount as well as compensate everybody off. Most of them pronounced they would behind lane upon my assign so a longed for payments as well as what not do not uncover upon my assign report. That would be great, though we do not undergo anywhere to go to get 000-13000. You would study existence in a troops things would be most simpler in accomplishing, though no. If there is any digit discover there who has a lowercase utilitarian information, greatfully help. Thanks