What is the best way to get out of debt? Consoldation loan, counseling, etc.?

my father as substantially as we hit been about ,000 in credit label debt. We hit been course upon a credit label bills though we hit been usually creation smallest payments as substantially as appear to be removing nowhere. we distrustfulness of a debt connection loan though here a seductiveness rates hit been high. Anyone know anything about a Debt Management Program kindred to Care One? we consider we equilibrate them as substantially as afterwards they equilibrate your bills though how is this any opposite than what we am doing? Can someone provide me recommendation upon what to do? It is so depressing. We essay not to make use of a cards. that is alarming during nowadays when income is tight. HELP!