Debt Consolidation or Counseling?

Hi, we am nineteen years aged as substantially as in trouble. Long news short, upon Yuletide period test year, 2006, my mother went in to the sanatorium for problems as substantially as before long afterward she was in unit for carrying the stroke, we hit 2 junior brothers as substantially as the sister as i was the issue in the residence we took over. Since afterwards we hit maxed out most credit cards as substantially as hit 1 line of credit during 10,000 dollars which was used to equilibrate bills, being immature it was all we could do as substantially as we hit figured which we am in trouble. we owe approximently 25k as substantially as we am struggling to equilibrate it back. we hit gotten distant during the behindhand of though we am tranquil to equilibrate during the behindhand of the income we only need the solution. we am open for some suggestions as substantially as to hit counts worse, though the good phenomenon for me, we am awaiting my initial kid shortly as substantially as we wish to get upon lane asap so we can take lovesome of my baby to the most pertinent of my abilities. we mislaid my pursuit due to my during the behindhand of damage though hit found the brand new a single recently, my girl/wife creates about 420 each 2 weeks as substantially as im seeking during 400 and additional income from my brother.