How do I eliminate my debt w/o destroying my good credit score/history? … continued…?

Anyway, we additionally hit most a K assign extent upon a azygos Circuit City Rewards VISA thru CHASE BANK with NO debt during all. The superfluous disproportion is essentially citibank checking as well as debt of most K (BANK CHECKING CREDIT LIMIT k) as well as a 4% seductiveness automobile loan of most K (final 5yr remuneration of 7 Jan-2009). What do we do? My FICO measure test time we checked was around 720 behindhand when we was most K reduction in debt. we ease make use of a azygos assign adjudge for gasoline which is my Citibank VISA adjudge which is most to strech a assign limit. we hit had 0 assign inquiries in a past twelve months. we was additionally wondering if we should occur to watch with my alternative upon submitting applications online for SEVERAL assign game is which if we should do every during once inside of minutes?… or does requesting for a same program of game which we wish distributed out in polymorphous days even matter? we theory what I’m unclear to ask if a assign inquiries done alter unitedly would move my assign measure less/more negatively? What do we do???