How do I file a chapter 7 bankruptcy for credit card debt in the amount of 10,000?

Or should we connect my debt with a National Foundation for Credit Counseling that is a inhabitant organization? Is this a great thought to do or should we try a azygos of those debt mangment programs similar to Allied or CareOne debt program?

What is a most appropriate thing to do correct right away for me?

Find out how you can be debt free in 3 to 5 years here.