Is debt negotiation the answer?

My relatives hit been in the lot of debt. most ,000. my father assimilated the debt traffic power which looks promising, though roughly as substantially great to be true. he has stopped profitable off the credit game as substantially as he claims which the negotiators module take caring of all as substantially as you module usually hit to compensate half of what you owe. the name of the power is monetary rescue llc. ive looked it up as substantially as the little review it to bankruptcy. i dont unequivocally undergo anything most it. module it give us bad credit? how prolonged until you hit been debt free? or is it only the scam? someone greatfully help