What is my best option to start eliminating my credit card debt?

I hit dual tyro credit cards, both from citi the single for 00 as substantially as the alternative for 00. They hit been both impending their credit boundary as substantially as i was late twice upon payments so both of my seductiveness rates hit been during 32%. ive attempted to intercommunicate to citi about obscure my rate as substantially as transfering my modify though they converse i slope during this time. i can keep up with the smallest payments for right away though not most some-more as substantially as with some period my seductiveness rates keep transfer me closer as substantially as closer to my credit extent that i do not desire to go over. What do we indicate we do? Do we consider i can essay to go to the slope or opposite association as substantially as send my balances. i would consider they could tranfer the balances to the 00 label with the turn rate. im not the homeowner either. as substantially as not nonetheless 21. so alternative loans hit been not an choice to equilibrate them off… HELP!!!!