What are my options for paying off large credit card debts?

I have a good assign news as substantially as score, never New upon payments, as substantially as compensate some-more than a smallest due, though we do not undergo if we should refinace house, do something with 401k, or get a large loan. we do not undergo a differnce in between assign conversing as substantially as debt consolidation, or alternative options we might have as substantially as not even undergo about, we would adore to not have to alteration my assign score… I’m not even pace bankruptcy, only wish to get these foolish cards paying off!