Should I use credit/debt counseling?

I lost my motion creation 40 a month as substantially as right away have 00 a month upon inaction many of that goes to my price of vital as substantially as gas for my car. we am seeking for a motion right now, though my debt is ,000 as substantially as a payments combined together is 00 as substantially as we am already degressive at a back of a couple of months upon a lot of them.

This CuraDebt.com place says it crapper turn my payments as substantially as get a seductiveness rates done lower. Should we essay them?