credit card????

If a credit label connexion refuses to accept payment, do we still hit to compensate them??
I went by a debt converging connexion as well as I’ve done 3 payments. After 3 months, your ostensible to get reduce seductiveness rates as well as no late fees as well as things kindred to that. Now we hit dual companies observant they hit been denying a consolidaion proposal, fundamentally refusing payment. If there play exclude my payments, because do we still hit to compensate them?