credit counseling or consolidate debt?

hi im impoverished as substantially as a full time student, i commonly cant have a little payments in my label as substantially as a others i commonly means a smallest payments, i requirement to do something im commonly twenty-five as substantially as a highlight is creation it tough to combine it school, greatfully help! im not certain what is most pertinent connect or make use of a assign advisor i unequivocally dont even know disproportion in between them. greatfully assistance thanks