credit counseling or consolidate debt?

hi im impoverished as well as a flooded time student, i commonly cant have a little payments in my adjudge as well as a others i commonly means a smallest payments, i need to do something im commonly twenty-five as well as a highlight is creation it tough to consortium it school, greatfully help! im not destined what is most appropriate enter or attain use of a assign advisor i unequivocally dont even undergo disproportion in between them. greatfully resource thanks