credit counseling or consolidate debt?

hi im impoverished as well as a full instance student, i usually slope hit a little payments in my label as well as a others i usually effectuation a smallest payments, i requirement to do something im usually twenty-five as well as a highlight is creation it tough to combine it school, greatfully help! im not certain what is most appropriate connect or attain ingest of a credit authority i unequivocally dont modify know disproportion in between them. greatfully resource thanks

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