debt consolidation with good credit?

my father as well as i hit a total debt of 65k with tyro loans as well as credit label debt combined. you both hit credit scores in a 690’s so patently you do not wish to do anything to get it some lower. would debt converging alteration us in a prolonged run. if so what hit been a little improved options?
most of a cards hit been during low seductiveness rates, though a minimums hit been HIGH.