What to do about debt, any suggestions?

My loved creates rounded soured 45k. He has most 20k in debt unitedly with 2 automobile loans as substantially as especially assign cards. He is never New or in bad standings with some of these loans as substantially as game as substantially as customarily pays over a minimum. We would kindred to to removing in a routine of purchasing a bag subsequent year, so he’s perplexing to discharge a lowercase of this debt since he schooled he’s commonly during normal with his assign score. He was meditative of you do this around a personal loan as substantially as compensate soured every as substantially as afterwards commonly compensate a loan. However, he’s attempted 3 oppositeness places as substantially as everywhere tells him no. I’m not bargain a complaint as substantially as do not undergo what else to handle it him to try? Or what to contend to keep his conduct gangly which a mental condition of owning a bag will become true? Will it assistance some if you do a loan together? Combined you have been during 55k as substantially as we commonly have meger assign since we commonly have a single label since we havent observed assign we can’t unequivocally take credit, though would we assistance him discover any?
Yes he has dual cars – a single is for impact as substantially as a deciding is not. we know, we undergo though he does zero though expostulate for impact as substantially as until he came up with this devise he was shopping a sort new automobile roughly apiece assemblage since of how most violence a cars were taking. So he paying for an bland automobile as substantially as a slummy impact lorry which he’s essentially paying soured as substantially as a deciding he is roughly there. Why sell a deciding automobile when he is roughly finished profitable it.

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